For me personally I like mid-sized/regional bank as you are not just a number like with a national bank, but they still have some of the bells and whistles like good online tools that small banks lack.

Hey Aaron,I hope you're well.Memphis is a high investment city.

This is going to be highly dependent on the market you're investing in.I have 12-doors in Detroit, 1 of which I run as a STR.

The approach they use is from the old days - brow beat you into signing on, VERY HIGH PRESSURE SALES MEN, telling folks they are getting a 50% off the scholarship from $20K price tag, only available during the call.

A high level overview of anticipated rental production is high season of June, July and August and roughly 10% of valuation in gross annual income.

With a smaller amount of capital, investing in certain high-demand areas in New Jersey might be challenging due to the higher property prices. 

I have credit in the high 700s, I have over 10 units, have done several refinances and buy and holds.  

Im working on removing some inquiries from my credit so, i can be in the best position possible to get high limit accounts when they start to submit applications.

The low initial investment and high resale value made it an attractive opportunity.

Significance there is that Fannie and Freddie decided in March of 2022 that they were going to basically eliminate the 10% down option by adding high enough fees that lenders couldn't pass a fees test unless they were going to originate the loan at a loss.