In the long run it is healthy to have quality time with your loved ones- for mind, spirit and the relationship.

If you get a property at a good discount, apply a healthy down payment, make front end repairs to the rental house and have a good reserve ( 4 to 6 months rent), you could take out another mortgage and be pretty safe in regards to risk.

The analysis stage is the most critical part of what we do – gain a very clear understanding of how to do it the right way.Some of the terminology that you need to have very good understanding is:CAP Rate (what it is, when it’s used, and how)GRM (what it is, when it’s used, and how)DSCR (what it is, when it’s used, and for what purpose)Cash on CashNOICash flowKnowing all these and more is mandatory to be able to put a healthy transaction together.

if we elect to shop on the market place for something competitive based on our actual need for doctor visits (besides delivery and baby checkups, we are both rather healthy adults) it seems so overwhelming trying to navigate all the options....deductibles, co-insurance, hmo, ppo, in network, hsa max out of pocket...im confused!!

Luckily for my building, we build a healthy reserve annually and budget appropriately for repairs.

I'm looking to purchase a duplex or triplex in the next 6 months and rent out half or all units, to pay my mortgage and have a healthy cashflow coming in.

@Brad Fournier I have a number of doors in Kelowna and have looks at Kamloops a few times, the healthy job, population and income growth in Kelowna has kept us focused here.

Is there a cap on how many rentals for a property, are they enforcing their own rules, do they have a healthy reserve. 

I eat healthy, and eating healthy is pricey.

To me this seems like a win-win for both parties - I purchase a property at significant discount with instant equity and healthy cash flow, while they get to remain in their property.Am I missing something?