They offer me full financing and talk the bank into combining the Camry loan with the highlanders so instead of paying two car loans that I can't afford I'm now only paying one loan for a little over $10000 at less than $200 hundred a month, and the dealer decided to take my $2000 down payment and applies it directly to the loan reducing me to $8000.

For a 2-4 unit property you will need a minimum of 25% down for (most) conventional financing (20% for SFR's) this will have to be sourced and seasoned for 60 days, your max CLTV (Combined Loan To Value) will be 75%.What does this mean? 

I found a way to combine my hobbies of investing, passion for finance, and interest in RE all in one place. 

You should also target seasoned investors, not newbies as 2 newbies may not be a good combination.

Put an ad on the BP Market Place, Craigslist house needs a cash buyer, if you don't get at least 10 calls responding that combination I'd be greatly surprised.

Hello BP,In order to gain greater buying power (sooner) I was wondering if it's legal or if anyone here has ever combined their spouses 401k to use in a self directed 401k trust to purchase real estate property.I understand how a trust would work (all monies have to flow through the custodian, etc..)I will probably follow up with my tax advisor / financial advisor / trust companiesAll the same, just wondering if anyone has experience w/ this "strategy"?

It turns out we would have gotten a much higher rebate by documenting the lousy efficiency of the old furnace system and gotten credit for upgrading the furnace (even though that was done a few years earlier, before we knew we were eligible) so the combined increase in  energy efficiency upgrades (furnace + insulation) is what counted. 

Those will combine into the PITI payment.

That, combined with the fact that I'd be mad if a landlord changed the advertised price myself has led us to remain at the original price.We'll see how it goes Sunday!

So this year (2016), the Chicago Board of Education and the City Council may levy another combined $550 in property taxes to pay debt and keep the schools limping along.