still expecting the minimum 10% COC but would buy at lower if there is an upside.Per Door: its an OK calculation to use when you work your income goals, to give you a ballpark number of how many Doors/Units you need to achieve your income. 

I would also like additional capital to -Fix up that home (instead of me paying for the repairs/upgrades over time)Invest in stocks, (As I've been learning/studying for over a year now, making small amounts here and there as a trader) Potential upgrades for my business (me and my family run a successful auto body and paint shop)Because of my good credit (almost 800) I feel like some type of bank/company/individual must be out there willing to work with me!

You can potentially find a small commercial property depending on the market.If you're researching the whole country and very flexible with where you'll be investing I typically advise considering one of these four markets first if possible:1.

On one of my California properties.. turns out we have some pretty valuable Tiger salamander habitatdepending on the study we do... mitigation is between 165k to 195k per acre with 1 to 1 and up to 3 to 1 offsets.so 165k and acre to potential of just under 600k per acre to mitigate these guys.. cash to the govmit.and this is just one thing that needs to be addressed... usually the whole property is not affected but a neighbors property is 10 acres and 1 acre is affected depends on 1 to 1 or 3 to 1...now our property is worth 1 million an acre as development ground.  

As opposed to just buying a house and paying the whole mortgage yourself like a sucker...Like me!

This whole deal is a red flag.

I'd love to talk more with you and help you achieve your goals.

I believe real estate is the simplest way to achieve financial independence. 

Always continue to save, but don't let small increases 'up' to the lowest rates we've had in 50 years (instead of 60) throw off your whole plan!

Most people who achieve this goal will still work a regular job, because they realize that sitting at home while everyone else is at work is not that much fun.