Hi Brett, I would opt to utilize a HELOC. 

Not including land or utilities.  

Damage after deposit, legal charge, skip out, unpaid utilities lists go forever.... and of course eviction process takes at least 60~90 days here while lawyers are asking $600 to just start with the case. 

One of the methods I plan to utilize is to list the space on craigslist.

ABC kept the first two and half months of rent from the rental guarantee for tenant placement fees and utilities (water, electric).

As mentioned elsewhere, breakeven on cash flow is not the same as break even for taxes.Let's make some assumptions:Rental income = $1000Mortgage payment = $400 - but $300 is interest and $100 is principalOther expenses (repairs, advertising, utilities, etc) = $600Depreciation = $250The above scenario creates a break even from a cash flow perspective, however the tax scenario looks like this:Rental income minus the mortgage interest (principal is not deductible) minus the other expenses minus depreciation looks like this:1000-300-600-250 = $150 LossIf your income is over $150,000, then you cannot deduct that loss, but you can roll it over to future years. 

I’m working on a more luxury MTR insurance placement now that’ll probably get us $8k+.

I need something simple that I could utilize today.Thanks you will not be able to get something today. in order to pull credit typically you must have a background check done on you and the company will also come visit your office and confirm you have specific security policies and procedures in place. 

The limits are not high at first, but they can build with good utilization and payment history.

I just paid off my last utility bill.