Assessed value is ~95,000Offer $87,50075% LTV investment property mortgage for $70,000 - $400/month pmtOwner Holds $15,000 2nd mortgage 15 yr amort. with 5 year balloon - $135/month pmt (total interest pd 4,800 in 5 yrs)I kick in $2,500 or so of my own cash so the owner ends up with around $7,500 cash after his note is paid offmy numbers would be awful for 5 years but i could stash away as much as i could during that time and after the seller 2nd was paid off I would have ~ $25k in equity that barely cost me $10k out of pocket...thoughts?

So many people I see posting about Stash and Robinhood, etc.

Stick it out and hope things get better while stashing more cash away.

Find a place to stash excess cash to diversify risk from equities assets 3.

Once you've picked the right one, personalize it to the specifics of your case, serve it up to your tenant the right way (in person, certified mail, or a polite door posting), and don't forget to stash a copy for yourself.

The second is to go "all in" and start building a "stash".

@Jose M. the best strategy depends on your resources and goals.Most of my clients like their jobs and make enough money to stash some in savings or has credit access against the equity in their residence or income of their business.

@Gustavo Juarez Really depends on a lot of personal goals, and risk tolerance.You have a couple options :If you are okay with taking on a challenge with a little more risk you can start trying to grow that capital stash even more and do an entry level flip.If you want something less risky but still want your money to not be immediately/fully tied up learn the ins and outs of the BRRRR strategy.

@Bobby PaquetteIt's like having your own bank, where you can make money in two places at once by using a whole life insurance policy that grows and then you take a loan based on that policy's value to invest in real estate or other sweet deals.Here's how it works in simple terms:You make a deposit into your policy.You take out a loan using the policy's cash value as collateral.You invest that borrowed money Now, when you've got real estate deals exiting and giving you some cash, instead of stashing it in a low-yield bank account, you can pay off the loan on your policy and keep funding it.

Side-dish info: My hubs and I have quite a chunk stashed in 401k and IRA's, home equity, stocks and kiddos college funds, but not a lot of "cash on hand".