This affordability attracts buyers seeking value, especially those priced out of more expensive regions.3.

Tell them your policy and they can either abide by it or move out.

Pay the mortgage.

No offense, but hire a PMC because:1) You hate the process of placing tenants.2) You didn't do a very good job of screening the current ones.Sometimes we have to get out of our own way to find success!

I am new to Bigger Pockets. 

All of the partners I've onboarded over decades start out great, only a small number will go the distance.

Don't pay ANYONE or any company a dime outside of an appraisal until the deal funds.

Have a current cash out refi DSCR loan but my lenders won't approve because property is being used as padsplit.

In this era of increased rates, obtaining properties that will produce a good return are harder to find and often involve quite a bit of work.  

Is there another way to structure the deal with all 3 of us?