I tried searching for "life insurance," "life insurance loan," etc, but even after narrowing it to podcast results, I'm not finding the episode.

Lots of headwinds facing real estate, like the following: Inflation Consumer Debt Lack of consumer liquidity-- renters don’t have first and last month’s rent, let alone a down payment to buyOwners interest-rate lockedOversupply of class A multifamilyStagnation of rent growth on assets aggressively underwritten at acquisition Maturation of term debt combined with stagnant rent growth against a backdrop of rising debt rates =investors unable to meet basic debt coverage service ratios on refinance Market normalization forcing operators and investors to rely on market fundamentals (recently) forsaken, while prioritizing expediency of deploying capitalInstitutional and local investors are both frozen by volatility and cost of capital and debtAll that being said, we feel good about B and C class assets we focus on and the markets we are in. let's connect soon 

.- Value adds for new buyer: Potential to make front garage usable (current is very narrow), make backyard nicer, finish off basement and make it livableQuestions: 1) From tax purposes, what EXACT tax would be on the 315k capital gains?

@Aaron Dixon Welcome to the bay area.Lot's of options and differing areas all within an hour radius.House hacking would be a great way to enter the market here.I'd suggest deciding how far (long) you are willing to commute and narrow your buying / living range accordingly. 

Try to narrow down your options to the top 3-4.

It is not the possession of "proof" that is supposed to make me believe you are credible.Credibility is the (desired) RESULT of completing tasks, or how you act.Let me make it even more clear.NOT because you perform task A, B, and C, you are now magically credible.

- Do they focus on multiple asset classes or is it an inch wide mile deep, narrow focus? 

(Bothell WA).I wonder any of your inputs might help to narrow down my options.My property is already appreciated 100% purchanse price was 530K.

The cities I narrowed down.ColumbusLouisianaAreas around DallasMcAllenWhile I initially thought about some of these out-of-state deals, I've realized that managing properties remotely can be challenging.

@Michael Leahy Thomas III would narrow in your search to one market before you start looking vs spreading yourself thin and looking in a couple of markets at once.