am a new member in lagos Nigeria. am a biginner and would like to know alot about real estate. i dont have the financial muscles so would like to know more about the low and no money real estate investing and flipping. thanks

Your declaration is going to provide other means of  collection - rent intercept, judicial and non-judicial foreclosure, etc.

Even if you can see information on the credit report, you want them to declare it to you so you can verify.

In this form, the owner changes the VESTING of the title, NOT the ownership================================This QUIT CLAIM DEED, executed this ____ day of _______________, _________The undersigned grantors declare Tax parcel No ____________________ Documentary transfer tax is $0.00, City Tax is $0.00For valuable consideration of the sum $ZERO Dollars ($0.00) paid to and receipt is acknowledged by{FROM} <current owner>, <current vesting>Hereby remise, release and forever QUIT CLAIM to{TO} <some owner>, <new vesting:Husband and Wife as Community Property>The following described real property {legal description}<whatever>IN WITNESS THEREOF, the said grantors have signed and sealed these presents on this day and year...-- followed by the Notary Seal and Signatures --(example is illustrative ONLY and should not be considered as correct for legal use)

Review the IRS form Schedule-E to declare income and expenses

In my research, some localities will let you declare the lease ended if unit is declared uninhabitable (which sounds like it has been if they won't let your tenant back in), but some may require you to provide lodging while tenant is still responsible for rent until they can move back in.  

Is the tenant so indebted that they may declare bankruptcy while in your unit?

There's a lot to learn...where to find NODs, how to search your county records, how long it takes to foreclose and how much time you have to contact your potential sellers, how to approach lenders if you need to (get a specific POA from the owner), what happens if the seller decides to declare bankruptcy, what to put on your contract, how to get and record the deed, if there is a second can you work a short, can you work the BPO, etc.  

There is a lot of power in a hand written letter sent certified to board members and management - you can copy and paste the provision from the declaration into the letter that they have a duty to repair the damage and state mold concerns.

When declaring your income & debit, the bank will see the personal loan - - *may* impact your DTI.