It appears it could be win win for both involved.I try not to because even as the strapping physically presentable whole gentleman I can tidy myself up to I have many mental and physical challenges that people incorrectly ignorantly judge me by so I tend to look past surface issues but discrimination has an important purpose and is how we stay alive.

Most newbies that have herd mentality are buying those now.If you are trying to get safer investments you might want to buy brand new builds in a subdivision in a nice area stage 0 to 1 of development.Example you look at 2 options:Option 1 - Buy a house for 75k (Class C) that after mortgage payment is supposed to generate 150 a month income or 1,800 a year.Down payment 15,000    Result: In a few years rent growth in lower income areas is more limited due to income earnings.

The payments start happening on time and then slowly you ask for increases in limit.Improving a score from where it is at and eventually getting credit all positive can take many years in some cases.People have to take a (whatever comes at me in life I will take it on and succeed mentality).

I actually think its a mental timing thing.

I observe that they can be quite versatile and cheaper than conventional housing.

My mom is mentally challenged and can't handle any of this on her own.

Those who wanted to sell had to lower their asking price, which created a vicious downward spiral, since once one seller did it, other sellers had to follow to stay competitive.These "100 year floods" may not happen that often, but investors need to think through them ahead of time ("mental rehearsal") to know what they are going to do should they ever occur.

It's not for everyone though; there is a lot of mental adjustments you have to make going from a full-time corporate job to being on your own in your adulthood.

And, your comments about Hostfully sound about par for the course- startup entitlement mentality / tone deafness with no solid business model, no path to profitability, and just hoping to get bought or go public. 

MindsetI want keep a clear and strong mentality of what I want and why I want it.