The reason I gambled with my time with you is I thought both of us could build a company together regarding lease options and land contracts in the midwest where these seller financing tools are common place. 

@David Gamble what's the nature of the business?

Avoid operation of a private or commercial golf course, country club, massage parlor, hot tub facility, suntan facility, racetrack, gambling establishment, or a store whose principal business is the sale of alcohol for consumption off premises.The 4th requirement is of particular importance with regard to the real estate company in your hypothetical. 

Most wealth advisors are salesmen gambling with your money to make themselves a handsome commission .

If you want to gamble a little this could be a long term payoff but must being able to deal with the monthly loss.

Donald Cressey is The Fraud Triangle: 1- A perceived unshareable financial need. 2- Perceived opportunity. 3- Rationalization.Financial pressures change in life, medical care for aging parents, a family member becomes ill, college costs, mid-life crisis, substance addictions and gambling, jealousy/feeling "owed" or wronged, social pressures to "get ahead"...The biggest losses are always where there are no checks & balances, no separation of duties, no policies and procedures in place. 

As more and more tourist income comes from non-gaming activities at least it's less dependent on gambling.  

This means you can't have a balloon payment though unless you are willing to gamble on appreciation.2nd, you could make an offer for 250 with a clause saying that the seller will get their other 50 when you sell the property, or some variation on this.  

Appreciation is gambling, but sometime “the house” doesn’t always win.

When you are gambling a huge factor in your success is limiting your downside risk.