Ok, not completely closed; they allow you to push data in, but then your stuck to see and manipulate in a very limited way.For me this is a deal breaker because if you can't quickly and easily check on the health of your business, you are wasting time and stifling your growth. 

Also file a complaint with the CFPB Submit a complaint | Consumer Financial Protection Bureau (consumerfinance.gov)Regarding do you have any legal action - you can prove you do not owe it but you will not get any compensation - courts have ruled long ago the only recourse you have is actual money you lost - there is no "pain and suffering" if a statement is incorrect and you have to fight with them on it.

Richmond has many neighborhoods that have been enjoying revitalization, but not without pain points.

JaimeWhat is your financial pain threshold on this? 

You could only evict for health and safety issues.  

Unless these were just a brief growing pain and you are now running a very profitable business in REI.

Having extra liquidity will also help as you may run into some growing pains as you begin your journey as a flipper. 

@Noah Bacon Investors should be aware that, in many states, an investor can not act as Owner/Builder on a property that is not their primary residence.But as far as what Investors tend to screw up, the list is long and painful: Structural - Awful framing, undersized headers and beams (or none, Lol)Electrical - Don't even get me started......Plumbing - Not as bad as electrical but still....leave it to the Pros.And the main thing that people screw up is, believe it or not, painting.

You may not like the tough love approach, but "pain" is the biggest motivator.

However, health concerns forced me to step away from the hustle about 6 years ago.Fast forward to today, I'm officially retired and living in sunny California with a renewed sense of energy (and much better health!).