Going to the site to see their chart makes it easier to understand. 

FYI, we use Tom's Planner, an online Gantt chart that is subscription based.

See chart below.Builders have not kept with demand.

.$4K is off the charts for the IRA LLC

Also, if you can, get a second job or some kind of side hustle (legal of course, like cleaning common areas, cutting hair, cleaning homes, etc.) and use that money solely for paying of debt OR saving for a down-payment, making sure you put it in a high-yield savings account, so it can grow interest while it sits in there......no taking anything out of it. 

Some really insightful methodology here.I've tweaked the affordability index for Cache County to show debt-to-income ratio affordability in the chart below. 

After understanding my specific needs and those specific to notes, plus doing their own research with people in their network, they created my Chart of Accounts and most importantly workflows starting with costs incurred during diligence and going through various outcomes for an asset.

@Katy Wyly: Great chart!

If you cannot grasp the below chart, then you should stay out of real estate.Terry

Chart of accounts, how to set up properties (as "Customers"?)