@Berna Geylani, you have just learned how the government works or rather fails to work well.

My policy is that we provide a pest-free home, then the tenant is expected to maintain it that way.

Thanks for all the replies.I would price out elsewhere and if you find a lower rate, I would ask the new lender what their rate lock policy is, such as when do they lock it, for how long, and what is needed to get the lock.

I am filing a suit in Orange County Superior Court and along with reporting to following government entity.

Totally agree, they are terrible.I will be reporting them to the governing department.Feel free to reach out and compare notes.

Make sure you update your insurance policy.

Can you go ahead and change that (think address of record for LLCs or bills for other properties).Make sure any HOA and the local government allows for your home as an MTR.1 last point to add to Jamie's first point: if you can, take a video tour of the home and what you're leaving behind.

They lived subprime and are still haunted by mistakes the government made along with greedy lenders.

After Hurricane Sandy in NY the vast majority of the houses on the South Shore of Long Island were lifted through various government grant programs.

That’s what I do for my leases.I echo the comment on getting really good insurance with an umbrella policy as well.