I started out with a house hack, and I would say that that was definitely safe for me when I was in college as I could afford the Mortgage even if my renter didn't pay.

You typically will see small banks/credit unions probably wouldn't be able to out-of-state, but otherwise any mid-size company or larger should be able to.So would Bank of America be an example of national even if I go to my local branch?

If not, you may not even be able to finance this on a conventional loan.

Most people bring their own.We also have a bin of razors, q-tips, cotton balls and even a bunch of contact lens cases in the master bath.

If things to sideways, the money raiser usually has no leverage or even any authority to fix the problem.

I'm not super familiar with the real estate market in Couer d'alene like I am with East Idaho or even southern Idaho or the Treasure valley.

They just came out with a BabyBox, even smaller one that circumvents state housing lows and falls in as an RV.

Quote from @Carson Hyland: Even if you buy the right property, failing to manage it well will kill your cash flow. 

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

They liked my offer and the rapport I built with them and decided they wanted to sell to me even though another offer was higher.