Percent of UPB is fairly irrelevant as the buyer will be purchasing the note for cash flow and the rate of return would be his/her major concern $75,000 sale price is 81.5% of UPB, about what I was suggesting using my UPB method.

I would recommend driving for dollars and implementing methods of strategic cold outreach.

It was the easiest I've ever seen to buy land at a discount in any market I tried.

This is a strong investing strategy and is known as the nomad method.

However, my favorite method is still the simplest: checking the cash in the bank.Each week, I look at the current account balance (minus any outstanding credit card balance), compare it to last month's balance, and even check back to last year’s balance.

If they are unwilling to use the methods you require, give them the opportunity to move out and start with a new resident. 

I think its easiest to connect with these people at meetups. 

In your experience is does the method of prospecting depend on the types of commercial real estate you are interested in working with?! 

Use the enemy method.

This can be a viable option for those who might not qualify for traditional financing methods.