Monty, take a small amount of time to work on your credit daily.

The more actions you take of course the more money you will save but it will take more time, effort and energy while there is a learning curve which often times can be pretty steep in this industry. 

Education is very important, so I’m taking a self taught course to get my permit tech certificate.

Of course, if I was a bad boy, just let me know what I got up to that caused the issue.

You have to put 5% down vs 3.5% down, rates are usually higher, but if you have strong credit, your PMI cost can be cheaper than that of FHA loans. 

LoL, they were all wiped out of course.

They could even hire you to do the work on the house and instead of paying you they could just give you a credit at closing.

I did hundreds of them .. then the crash happened and well things in the BRRR world stalled and then of course the new buy and BP coined the term like it was something new.. but its old old school for sure. 

Point Breeze has numbers to back up the hype, big reason is that it has exploded by  Ori Feinbush from OCF who can be credited with blowing that neighborhood up, as he is doing with Grays Ferry, specifically evident of the properties closer to 25th street and even more so as you get to close to Washington where you see similar values and new builds as you do in Whitman and Pennsport (just the southern part really a few blocks north of Whitman, you're on point that the rest of Pennsport is better).  

Besides that, I have a credit repair and funding company that helps entrepreneurs get their businesses going.