Stick to areas you're comfortable with, and try to steer away from other people's "deal calculators"; you'll overwhelm yourself.  

What wouldn't be better than a Roth which is tax free, has no maintenance issues, and is "instantly" transferred to your heirs upon your death (any account names beneficiaries and is transferred on death).As always, it comes down to what one is comfortable investing in, or having somebody else invest / manage for you, and what can you effectively make money.

I want to respect her privacy, so I don’t feel comfortable entering when she’s not there.

We use Roku TVs in Guest mode so that guests can comfortably log in with their own accounts into whatever service they want and know that they will be logged out automatically on their checkout date.

The low rise type buildings without elevators tend to have the more relax rules and also the lower assesments, so they can be a good option.

Just be sure to carefully consider the financing costs and make sure your STR income can comfortably cover them.

Relax, everything's gonna be alright.

@Brittane Jenkins  A few other somewhat creative ways: 401k loan (if you're comfortable with that), margin account on your stock investments, seller financing for the downpayment (usually has to be done with a business or commercial loan for the remaining part of the loan).

If you are comfortable with it, it could work out great.

If you are comfortable renting it, then I would avoid the extension and start the refinance process before your maturity date.