Also the user Joe just made the account on the 23rd, seemingly only to make this post.

Joe's answer is the most accurate.

My thought is that if the IRS audits me, I'm perfectly capable of showing how "Joe Smith" paid my venmo $1K, I transferred it to my personal account, I also have a lease agreement identifying that $1K and Joe Smith's name.

Without leveraged finance there would be no facebook, no Microsoft, no i-anything, you would not be just doing it as there would be no Nikes, there would be no grocery stores as all farming would come to an end because all that machinery and seed for planting, you guessed it, financed because farmer Joe dosn't have the $250k cash for seed with another $350k for that tractor, it's financed.

Thank you, @Joe Homs, for the mention!

Quote from @Joe Homs: @Samson Hall don't let anyone hold you back. 

In short, he seemd like a "regular Joe" and he had this laid-back style about him and he explained property ownership in simple terms (I was 24 at the time) for me to understand. 

Hey @Ling Chen so we will be meeting this Saturday, February 10th 2018 at 12pm at Joe Broadways located on 4029 Hyland Boulevard Staten Island New York 10308.

Thank you @Joe Homs. 

Quote from @Joe Villeneuve: Math...with $$$$ in front, and not %%%% behind.