I have done some wholesaling in the past, but I prefer holding rentals now.

I was wondering what are some personal preferences when shopping for banks loans?

I don’t think it matters how you start; your tastes and objectives will change based on your experience anyway.

I want to startout my real estate investment by constructing a few multi family homes (4plexes or 2plexes, preferably 3bed/2baths) in one of these zips. 

I know people who prefer 2 bd and I also know people who wont touch them, they will only do 1, 3, or 4 bd. 

I am a Veteran first time home buyer, and I believe a quad would be a great foundation for this journey.I am looking for a realtor/investor preferably someone who works with a team, and has connections with contractors.

The more you know going in, the more likely you are to achieve your goals in your preferred timeline.

Am I to presume that many agents prefer to work retail only, but others are also interested in working with investors, as is my agent?

It’s all part of the game.Your Expenses are more optimistic than I prefer.  

Overall I found purchasing from Auction.com to be straightforward, although personally I always prefer to use my own title company even though it costs a little more.