@David GuzmanI feel your pain.

I'm a mod somewhere else, it can be a pain, but congrats I suppose in stepping up to help, I'm sure it's not about the money!

That a HOA is usually a pain in the you know what.

I've found that in life it usually pays off in the long run to do things the right way, even if it's a pain in the short term.

You must qualify for CH 7 by not having too many assets (the means test - which is a pain to figure out unless you are conversant with it).

Its a big pain in the butt doing anything around here.

As much as it pains me to say Wells fargo is on top of loans in the rankings these days.

You might have someone terminally ill with cancer, someone with mild back pain, someone with depression, a very wounded veteran... what qualifies or not sounds way too subjective.

Every month I pay the mortgage is a loss, which is always painful yet you dont' want to lower standards and get yourself into a bad tenant situation.

As a matter of fact, a lot of people in the US have been saving since the recession in 2008, mortgage rate is at historic low and everyone knows that mortgage cannot stay this low forever, so many of us would like to take advantage of the low mortgage rate before it starts creeping up.As for the real estate prices in the US, prices have stabilized in most parts of the country already and we no longer see the sharp decline like we used in years past.