I mentioned that I am licensed because I figured most people would recommend working with an investor friend realtor etc and that step would be unnecessary for me.  

Other than the inflated and unnecessary cost of such education, my concern is that your friend may have a hidden agenda, in the form of a referral fee if they can get you to sign up?

Is there anyway practical way I can limit / prevent them from sub-leasing? 

File a claim. police report. or just deal with it on my own without the insurance company.how can I prevent   this from happening again .Thanks

Hence we would like to prevent that from happening.Any suggestions are most appreciated.

It's worth putting gutters up not just to channel rain away from foundations, but also as a preventative for termites, and it's very much our next expense on a bunch of houses.Essentially, no gutters allows a nice continuous source of water for termites around the house, whereas gutters channel it to specific locations and in many cases away from the house.

This will mess up your Debt To Income ratio and can prevent you from buying another house if it skews that percentage too high.OK class, by now you should know if you CAN rent your home out or if you NEED to sell.

Our local geography also plays a part, the mountains and water limit the build-able land and prevent urban sprawl.

THAT is an unnecessary extra $200+ per month out of your pocket right there! 

It is zoned and permitted for an 11 unit complex already - I've been toying with the idea of buying it myself - if nothing more than to prevent an 11 unit complex from going up in my neighborhood!!