Sure you want the property to perform but I also filled out a PFS (personal financial statement) and had to supply all of the supporting documentation. 

I am estimating building costs around $100/sf, but wasn't sure if that should include permits, or costs to bring sewer, water, electric, etc from the main road, building a road, and that sort of stuff.

We're new investors, and I've been hearing about all of the benefits of getting my real estate license (mainly MLS access and the ability to make "investor-friendly" offers without annoying agents too much).Here's my question:If I do get my license, would I "need" to start working with a broker or company in order to gain access to the MLS?

The two main reasons to pay for Podio are:1.

It's also right above the existing bath, so plumbing is pretty straightforward.Ryan- great idea about opening it up, except that that's the main bearing wall in the house and I don't want to have to get into installing an LVL and all that.

He is making some attempt at giving me back the house in good condition.But back to my main question.

And the contractor supplies materials , that way he will warranty the job . 

I did quite a bit of research when I heard about the HELOC to pay off you mortgage and then using that account as your main account to funnel all your income and expenses in/out of etc etc.....the principle is that you will have on average a lower balance that your are paying interest on each month etc.....and read a lot about comparing that method vs just applying extra principle to your mortgage.

My main concern, quite frankly, isn't the cost, but rather their inability to predict my market or the lack thereof and how to truly overcome a terrible income disparity where I currently live.

To get real bids, you need a detailed written scope of work that includes finishes and a list of materials you will be supplying.