Her and here husband have had a great financial year so far wIth it.

@Arthur C.From a financial perspective you are prolly worse off with the $412,000 offer if you are using a real estate agent.The real estate agent will take 6%(whatever % you agreed to) off $412,000 instead of $400,000.6% of $12,000 is $720There may also be other costs associated with selling it at a higher gross cost(each county is different).I can understand why the seller would want to buy it for $412,000 with the $12,000 seller credit.

Yes, I have a right to an income but my obligation and fiduciary is with the owner.

I know this is is never part of the guru seminars about how landlording can assure your financial freedom, but this is how our world works when you're dealing with people like this.

If you're not interested in women, no judgment here, but I suspect when all is said and done the same financial realities are going to be completely true about gay people -- overwhelmingly, long-term couples that fight to stay together and build their financial future together are the only ones that have a chance to make it.

I've been working since the day I turned 14, and I currently work for a law firm and a financial adviser.

If your net monthly positive cashflow is 2.5x your personal housing expense plus all other non-mortgage consumer monthly debt obligations, and you are buying cashflow positive real estate, you can get a normal Fannie loan.

BP has been game changer with opening me to lanes of investing I never even would have thought of and the different ways to live financially free.

Can you think of a scenario that would give you as much opportunity to grow financially than this one?  

So how do I value this property if I don't have a majority of the financial information?