As long as you stay disciplined and do not fall for any of the sales pitches, these meetings are one of the best places to rub elbows with the people in your community that are making things happen in real estate.Like anything else, just use caution and arm yourslef with common sense.

Don’t cut off your arm to spite your face by starting out in investing by losing money on houses and hoping to be bailed out by appreciation.

If it was not so scary for the safety of the child, it would be funny!

AID=/20090224/NEWS10/902240390 Iowa Guard ends urban war exercise amid outcryThe Iowa Army National Guard has dropped plans for urban warfare training in the western Iowa town of Arcadia after being deluged by nearly 100 e-mails and phone calls from gun-rights advocates nationwide.The four-day event in April would have involved between 90 and 100 combat troops arriving in the Carroll County community in a convoy with a Blackhawk military helicopter flying overhead.Troops would have gone door to door, asking the town's 443 residents about a suspected arms dealer and conducting searches of homes if property owners volunteered in advance to cooperate.There was no opposition to the Guard's plans from city leaders.

So, taking out an ARM makes more sense.

At least that will give you a small safety net if something were to happen during the process.

, and then proceeds to sleep-walk past Ralph's ice box, grabs a chicken leg, and sits down at the table to eat with one hand while the other arm is still sticking straight out in front of him because he's sleep-walking.

Is something happening with your current loan, like a big reset in an ARM rate?

Came across this story about a Simpsons episode where Homer loses his home to foreclosure after his ARM adjusts and him taking out a HELOC loan for I believe a huge Mari Gras party.

Any ammunition you can arm yourself with for negotiations is worth it.