Furthermore, I can't teach the VA everything because that's very time consuming.If you are interested in forming a loose partnership in splitting a VA cost and resources let me know. 

Homeowner stopped paying mortgage since they were asked for over $2000 per month going back a year ago, Can anyone guide me if anything can be done at this stage?

I guess a large hesitation of mine is it seems like a "failure" usually means losing money, which seems like a bigger problem for new people who have limited resources (and just starting out trying to diversify their income).

As for where to start, I would start by reading the BP forums, listen to BP podcast episodes and check out the beginner's guide here: https://www.biggerpockets.com/real-estate-investin...In my opinion, his methodology is helpful to people who have a lot of consumer debt (credit cards, personal loans, etc), but not all that applicable to real estate investors. 

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

Also there are books you can download And podcasts.Once you feel like you’ve learned enough to make a smart first purchase, run it through the calculators to make sure it is. post the numbers and we can guide you.Also read books like rich dad,poor dad and The richest man in Babylon to really get a grasp on the fundamentals of money.Congratulations on your start!

There are so many different ways you can help these sellers, from estate sales, helping them find other homes, and simply being an educated resource.

There are many free resources like Ultimate Free Beginners Guide Many threads here talk about how to evaluate deals. 

I have no experience or resources in Phillyand Any referrals for Architects, contractors, etc would be greatly appreciated.Thanks!

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.