I have a $1 million umbrella, should I increase it?  

Are there any comprehensive investment programs or companies that offer umbrella services for investors that others would recommend?

., 300k per concurrence, all the bells and whistle) and a personal umbrella, of a million or more, (which generally cover several residential properties of four units or less)..

(though that did not include an umbrella policy, which might be another $100-150/year) @Ross Leavitt I've seen these units rented by the bedroom or by the whole.

I don't mean to rain on your parade, simply to point out that having an umbrella handy might be prudent.

how do i register a corporation when i know i will want other businesses under the umbrella?

(On state records Property is shown as ABC Trust)Create an LLCMake yourself as Trustee of Land TrustWife and husband to be beneficiary of Land TrustTransfer Beneficial interest to your LLCLLC Benefificarys are both yourself and your WifeHave an Operations agreement which talks about charging order (Covering outside protection)Finally Adding a good umbrella policy give you the extra piece of mindForms for Trust, I think we can get most of the forms from uslegalforms.com (Example: http://www.uslegalforms.com/ca/CA-015-77.htm)Can some one please confirm below is the list of documents we need to have to create Land Trust / Grantor Trust Trustee's Deed - Can we use this -->>: https://www.biggerpockets.com/files/user/ventekrea...

Should I buy an umbrella insurance?

best practice (imo) is to buy in your personal name, get a Freddie/fanny mortgage for the low rates and longer term, then put an umbrella policy on top. if you put it in an LLC you get much less desireable termssome people will advice to buy in a personal name and quitclaim the deed to your personal name afterwards, while usually this is possible, this is technically not allowed and can come back to hem you up, albeit rare.

Umbrella insurance.