HMLs will not lend to owner occupants. 

Most properties I'm looking at have occupancy through May/June 2017 (not that far off) and a cap rate between 6-8%, which is fairly typical for the types of properties I'm looking at.

Happy to share these with you.Do you know what the occupancy rate for commercial is in this area?

Those factory workers you need to collect rents weekly as the tenants tend to blow the checks fast on booze,women, other things etc.When the downturn happened apartment vacancies went from 95% occupancy to 75% and landlords fought with reduced rents to keep tenants.

I can put a deed restriction on the property to four occupants OR I can add 2 additional leach field drain lines for sceptic.Dilemma: Pay at least 5k for new lines and no deed restriction or just allow deed restriction.

I'm likely their largest client because my occupancy rates are very high - lots of turnover.  4.  

Then I begin working immediately to sell them, either to the current occupant or a new owner-occupant.  

Fred Romero-Camacho make sure you are not purchasing as owner occupant otherwise you might get free Romans board - courtesy of Uncle Sam.

The good and bad thing about the information you have given is you are claiming that the property is full (physical occupancy) but what are they really collecting (economic occupancy).

I did have my occupation on my profile but it disappeared.