They will know what the average is for water, snow removal, repairs, janitor, etc.  

Are these dangerous waters to wade through?

Auto-Owners will write really well in central, but hard to through underwriting (walk on water type business), Universal will do a great job just about anywhere in FL.  

Good morning,I have a fourplex I pay water and sewer which is annually ~$3300.  

I order a Municipal Lien Certificate from the city (confirms if taxes are outstanding as well as water, betterments etc) I used to do the title exam myself but the national title company want a third party because they would also have malpractice if anything is missed) I review what they send me and make a judgment as to the marketability of the title or if there are any other issue so the mortgage company is in first place (so I would order pay offs of any current mortgages or judgment liens, etc)Most of the registry of deeds info is available on line so I can double check or do a preliminary search (or anyone can search for that matter) As for getting copies on line, you usually need to be registered and have an account because they do charge by the copy.

Deal #9 (Doors 9-25)  Super pumped to be on my way to my first multi family.  16 plex  all 2/1s renting for $500 each.  15 of 16 are occupied with the current owners using #16 for an office.

Cost Assumptions Purchase Price $285,000.00 Closing Costs at 4% $11,400.00 Total Cost $296,400.00 Mortgage at 30yr/5% Interest /20% down $1,223.95 Monthly Expenses Monthly Rent $4,500.00 Electric $250.00 Water $200.00 Trash $100.00 Vacany Rate 8% $360.00 Maintenance 8% $360.00 Property Manager 10% $450.00 Insurance $300.00 Monthly Property Taxes Due $121.97 Cap Ex Reserve 7% $315.00 Total Monthly Expenses $2,456.97 Less Mortgage Payment $1,223.95 Theoretical Cash Flow $819.08 Cap Rate Cash On Cash 8.6 14.37

Saying you don't accept section 8 can get you into very hot water.

You can show a horse water, but you cannot make it drink....

Most companies want a pitch so water does not accumulate.