Not unhappy just want to be crossing all my t's and dotting all my i's you know?

Not to mention you'll also obtain the property at discount given commission received.

Looking for some guidance on process and cost on possibly obtaining a variance in Atlantic City New Jersey for a NC-1 mixed use to a full multi family dwelling.

The seller’s attorney obtains the water bill.

I have purchased a couple of these rentals using a HELOC on my personal residence, which allowed me to buy with a cash deal, complete the remodeling, then I obtained a mortgage on each property to use the money from the bank to repay myself for the renovations, and pay off the HELOC at the same time. 

That is why newer investors tend to gravitate towards hard money or private money because those are much easier to obtain.  

Because of this I am unable to provide proof of consistent employment which certainly presents a roadblock in obtaining financing for an investment property.I am looking for a loan officer/ mortgage broker around the Cincinnati are that would be willing to help me figure this situation out.

But as you said, being prepared with either an early renovation or a maintenance fund is essential @John T.

Due to population density and Building Code complexity, the fee is well earned as it's not a walk in the park to obtain construction permits.

That information includes leases, t-12 (usually), rent roll etc.