Maybe even block your driveway with orange cones... buyer's agents showing the house may otherwise pull into your driveway, implying to a reasonable client that access to that driveway comes with the home - this sort of "implication" to a "reasonable person" is where otherwise reasonable people can get into disagreements! 

., it's a conservative stodgy approach but will serve you no matter the market:   1.

It's up to you what kind of a landlord you plan on being over your real estate investing career but you do have an unwritten covenant with the society at large to serve, and protect, In other words to be responsible.

I wouldn't want you to lose a property over something as simple as that, but on a refi there's minimal risk... just an appraisal fee.I don't begrudge my clients that go with a rando promising the world on a refi.

Will send you a template that I use for my clients.

A "point" is one percent of the loan amount.down paymentThe part of the purchase price of a property that the buyer pays in cash and does not finance with a mortgage.due-on-sale provisionA provision in a mortgage that allows the lender to demand repayment in full if the borrower sells the property that serves as security for the mortgage.earnest money depositA deposit made by the potential home buyer to show that he or she is serious about buying the house.easementA right of way giving persons other than the owner access to or over a property.effective ageAn appraiser's estimate of the physical condition of a building.

What I wrote above does not create an attorney/client relationship between us.

But I think the issue in this thread is the OP thinks thats a rip off because he can buy it or put it together for 60 or 65k there for the out of area client is getting ripped off.. 

The one exception sometimes is older clients, however even then they may have younger family members in school and want to be near them.

One thing I want to mention is that these books and podcasts serve for more than just a knowledge base, they give you the nerve to jump over that phycological fear barrier, which In my opinion keeps more people out of the game than lack of knowledge or skill.