it's for investment I email two private lender they don't do a loan less then 50k and thank you for your advice @Christian Bors

I am in Kentucky, but could be working with private lenders in Kentucky, Wisconsin or Florida.Thanks so much!

Hey everyone, I have access to a private investor who is a relative that is very established in commercial Realestate.

For that you would need a private lender and will probably need to pay a much higher interest rate. 

Hard Money lenders and Private Money lenders will do this deal all day long if it is in fact a deal.  

David Stone , a traditional bank will look at your debt to income, credit score, and they will not consider the rent from the duplexes as income usually until you've been a landlord for two years, they will also want 20% down, plus closing costs, plus slightly higher investor interest rate, plus probably want you to prove you have 6 months of cash reserves or equivalent marketable securities.

Look forward to seeing you at the next meeting which has a speaker that will talk about Private Lending! 

Hey Jeff, I'm a former license tax professional, Im not taking on any new clients but I can give you a recommendation if you private message me.  

I am a full time land manager for a private oil and gas company in Fort Worth, Texas and am excited about becoming more involved in real estate investing.

As you build your portfolio (you have to buy #1 before you buy #2) your income will increase, your net worth will increase, and there are always options to refi and take some cash out of performing investments to help secure the next deal.