On the agent side of things, start building your database now...it can be as simple as a spreadsheet or a free one like Hubspot, but you're going to want a way to keep track of prospects, leads, and SOI (sphere of influence). 

Conversely, when bond yields fall, mortgage rates may also fall, because lenders will be able to offer lower rates to borrowers.However, there are other factors that can influence mortgage rates as well, such as the state of the economy, the level of inflation, and the supply and demand for mortgages.