Being lower down or off the list entirely will have a direct effect on their bottom line.And I won't say that bankers talk often with each other but I would be shocked if the occasional " do you know this guy" and a nod followed by raised eyebrow don't happen over coffee or golf.

James, a few comments, 1)  In regards to #1, an insurance broker will work at an agency, so basically they are one in the same.What you want to zero in on is a commercial broker who is an Independent Agent, not a personal lines agent who occasionally does commercial insurance.2)  When working with 2 or more agencies, you need to be aware of the "Blocking the market" phenomenon in the insurance biz.  

In the long run, that's going to outrun the cap ex and occasional por tenant.

Ran into very few issues with the info except a few typos here and there and sentences that just seemed to end in the middle occasionally.

I don't live there anymore, but I do visit occasionally because of family that attends school there.Best~Lydia 

Oak Park is a great area to live in, and you can occasionally find solid deals there in multifamily.

I occasionally come across multifamily deals where I work, so I want to check average rent prices in the area to see if its a good enough deal for me to snag myself, but it isn't a constant occurrence where it justifies me paying a subscription you know?

Occasionally, a member will give a "REI 101" presentation that is geared toward new or potential investors.

Meeting is normally on Thursday nights, occasionally on Tuesdays, and some full day Saturday seminars.

i think compared to other parts of the country we also don't have the attics and basements to do the value add deals like the NE and maybe CA.With all that said, we do see occasionally some decent multi family deals.