If you think they'll shrug you off, you'll be surprised.As you figure out the best strategy for you and what these deals look like, you can start meeting with investor-friendly agents to help guide you further and start analyzing deals. 

@Greg CobbThis appears to be some sort of knock off of my company with a poor attempt to gain some traction from our marketing campaigns by using a similar name. 

A DSCR loan is underwritten based off of the applicants credit and an appraisal rent schedule. 

It is based off the lesser of the appraised value or purchase price.

I want to do both cold calling and sms texts to find off market properties that i can wholesale.

Hey @Adriana McLaughlin - This is actually the FIRST TIME I have heard of the term "ALL-IN-ONE-FIRST-LIEN", but after doing a little bit of reading on it I am not sure I still completely understand.Basically, you apply for a HELOC credit payoff your existing mortgage with this variable HELOC and then in theory have some leftover as well...so the advantage is paying off your loan early and getting access to a line of credit, but the disadvantage would be a variable rate mortgage for the reminder due on your orginal first mortgage? 

So, with no foundational knowledge of real property, and no capital, his only alternatives are (1) “bluff” the homeowner into thinking he has the money and intent to close the purchase himself and or convince the homeowner he has an extensive list of cash ready interested buyers (“partners”) with whom he’s done dozens of prior deals or (2) pack up shop, write off the money invested in mentoring to a worthless investment, and decide IF real estate is right for home.  

We're not keeping score, but if were, @Mindy Jensen is at 10k+ and @Scott Trench is at 5084...just sayin'In the words of signing off of the podcast Mindy - you got doubled up, buttercup.

Any 3rd party insights would be helpful before I officially file, as it affects my write offs significantly. 

Hi Julian, DSCR loans are underwritten off of appraisal rent schedule and / or lease associated with subject property.