Pros - Higher rents than renting to a family, I can pop in anytime to check on the place, if one guy moves out, I don't lose the whole rent, no wear and tear from kids or pets.Cons - Higher turnover (I usually do month to month which also has higher rent), potential for parties (but I screen very carefully so this has not been an issue at all), parking, roommate drama (rare with professionals).Just another option to consider.I'm a mortgage lender myself and I wish we had a 90% product like that MACU loan!

My team and I are moving on a deal in southern CT right now, after losing the Nashua property.

I really hate to lose this deal. 

Due to some unforeseen circumstances and me losing my job in 2016, we put the upstairs back up for rent for extra income.

If not the business is losing money.

The easy and preferred answer is to tell the truth.The more difficult answer comes from figuring out if you lose more by telling the truth or by lying.

Filing a lawsuit when you are the person in default would absolutely guarantee a counter suit for abuse of process, which it sounds like you would likely lose.

You would lose out on some of the tax advantages, but then also wouldn't be paying property taxes and insurance on two residences that aren't being used for investment purposes. 

Alot of new people are going into this to be a wholesaler but dont understand the basics of being a real estate investor and are losing and leaving alot of money on the table.

I think you would lose a lot of users.Mark