@Lamont MarableI am in the early stages of doing this to a 4 plex of mine in Mt.

Last one is - How to Analyze a Wholesale Deal in Real Estate by Simone He- Also from Udemy.com, If you're looking to understand the 70% rule, what an MAO is or how to structure a deal depending on if the buyer is a flipper or a buy & hold investor, this one is gold. 

But like @Todd Rasmussen said, if you find a good one that delivers you profits, they are worth their weight in gold. 

And the gold standard is an unsolicited offer. 

Just as a quick example, a friend of mine from the west coast was just the hard money lender on a flip in Baltimore. 

Other debts include a little credit card debt that he has, small auto loan of mine, and my student loans which equate to $9,240/year in required payments)So, the HELOC loan officer was useless and told us she is frustrated with her job and basically dislikes her UW dept. because they work from home and she doesn't get to.

Owner financing seems to be a gold mine, but I want to learn more so I can offer more options if an owner is interested.- I know the owner needs equity for this to work.

While you may have to pay (as I do with mines), you will quickly learn there is a major difference between a free group of people who chat occasionally vs a group of paid members who feel they have an obligation to bring value to one another on a constant basis.Good luck on your journey!

A long term elderly tenant moves out (into assisted living or a smaller property) of a property of mine. 

His case is exactly the same as mine...