We had a great loan officer there who worked with us in obtaining conventional financing on investment properties where most lenders made the process incredibly difficult and wouldn't account for all of our rental income/properties.We are looking for a new loan officer in the area who has + referrals from investorsWe will be purchasing our primary residence in the next yearThanks!

Usually if the tenant doesn't pay utilities they can't get a new account in the same area and it goes on their credit report preventing them from getting service elsewhere. 

Then Do the same with accounts and tax specialists.

A savings account?

If the tenants are required to pay for any of their own utilities, now is the time to call the utility companies and verify the payment history of those accounts as well.

Account Closed im sure you can upload the information and have the service just mail it out for you man.

Save up an emergency fund (3-6 months of liquid cash, how much will vary based on who you ask/read), then put everything that is left into an account to save for a downpayment, closing costs (although asking the seller for closing cost assist is also a great plan), and some reserves for whatever "little" issues come up with the house.Then come back to it in a year and you will be in a much "safer" position.Best of luck.

Do you have an attorney, a banker, an accountant and a realtor who understands investors?

Do you have an attorney, a banker, an accountant and a realtor who understands investors?

I am not sure if HML can actually do real cash, usually it is wired day of closing to an account and title disburses it.