Ok, yes that's a bit cheeky but seriously, your talking about some very important, regulatory/law stuff, if your not willing to do the most simple basic actions of simply googling the laws, and reading through the statutes, I am sorry but than my time and effort has not been earned to help guide. 

Does any body know any good contractors in the area??

Like I said this was more common prior to stricter enforcement came into play after 2007-2010, and your article is from the time period directly after that when regulatory bodies started cracking down on it.