Even the recent housing bubble of the late 2000s had multiple guilty players from the ratings agencies to pension fund financial consultants to strippers in Miami  - if you believe The Big Short.  

If you do anything like changing locks, cutting the utilities, the tenants will sue you and they will win - and they'll win triple damages (see MGL Chapter 93A).As far as Fannie Mae Homestyle loans, I believe that they're for owner occupied only.  

I personally became a real estate agent as I was fed up with them charging me 5-6% to sell, and I feel good about building a nice business while saving my clients money, win-win.  

Start from there.Either add the male to the rental agreement as "jointly and severally liable" or negotiate an amicable move-out.... win-win.

Find a good group of people to partner with and pay them a fair price - everybody wins and we all sleep better working with Professionals.

These numbers are theoretical just to see if this would create a win-win.SFH Purchase: $60k           Rehab Costs: $20k     After-Rehab Value of House: $110kFlipper would purchase the house (non-convential loan or cash) and I would kick in $10k for down payment.  

I'm actually considering partnering with my parents, maybe having them lend me some cash but I can't seem to figure out a good way on how we could all win.

If so (in general) what interest rate should I look for and terms to make it a win win for the lender and myself.  

Always remember to persist and you will WIN!!!  

Persist and you will WIN!!