The records available on their website are minimal, so guessing they'd tell me I could only pull records in person.

Obviously I want to minimize my risk. 

I would like to pay minimally on the loan until the property is ready to rent (which I would assume I would then need to convert it to a mortgage) or ready to sell (can I leave it as a construction loan if I am selling)I am located in St Charles, MO, if anyone has a good model plan they wouldnt mind sharing or tips or anything I would greatly appreciate it!

Collect a security deposit and first months rent (as a minimal) before tenants move in.4.

Get all closing costs paid for to minimize your outbox pocket costs.  

Here's the breakdown of the description of these different areas:The ideal property should need minimal repairs (or cosmetic rehab).

This town has a big rental market downtown and the area is mostly investors that put minimal into their homes and rent to lower income people.

I am trying to get you to think about minimizing your risks. 

You will build up your portfolio, minimize the risks, and get the lowest interest rates possible on each deal!

Don't fret the upfront fee - $200 is very minimal and it's just enough to keep a borrower committed in a way.