I do not provide substantial services. 

If you'd like an investor friendly lender, I know a few and am happy to provide their info :) Best of luck!  

Based on the Insurance Market in FL now, you may want to check on both options.Those policies are designed to provide Property and Liability coverage together.  

I also added 4 new basement windows that provide proper egress, rewired the basement and landscaped the yard. 

I would chat with a conventional lender about what max leverage they can provide on a refinance, I know with DSCR you will be right around max leverage for a cash out (75% LTV) and it would likely be break even.

The below is the closing costs breakdown the lender has provided.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

So far, I assume I was unlucky.Beside that the management team is fine.I am with you.. there are other providers i am sure they will serve you better. 

Last year we were able to connect an investor of a coastal six plex with our personal credit union and due to strength of borrower and property, they provided a non-member with a 25% down mortgage with a 25 year amortization on a property the seller was requiring 'cash only' due to the presumed challenges of multi family financing. 

The portion of your homeowner's insurance attributable to the rental unit can be deducted.Building a basement apartment can provide valuable tax deductions if you rent it out.