Quote from @Scott E.: In reality, it's probably too late.

Full usage of funds or tax impact if not fully used.  

For example, normal usage is 5 cubic feet per quarter per person. 

My opinion would be to limit your risk, at least until you pick up E-6 and start collecting BAH.

Unless your bank accounts are really FAT, this is not the time to being a 3 year self-study course, especially if you have a family.REI takes T I M E to develop and you're going to need a means to pay the bills while you acquire the new skills. 

Say The seller is willing to sell me the Property for $30,000 , plus them knowing that $35,000 will also e needed to repair and renovate the property.  

The areas between Waterloo, E 156th and E 185th are quite stable and I'd even consider living there as opposed to just investing there.

People give up their dream of living in Hawaii everyday, they quit and leave paradise.For those of us who make it happen, it becomes more like paradise than we thought at first..E Komo Mai Hawa'ii

Owner is paying about $1500 gas per month                                   $1436 water usage per monthNot including monthly rental expenses for water heaters.It must be a better way to control expenses for larger multi-family properties.

What I'm saying is that it does have value, and I believe that the mindset shift is more valuable than the technical how-to info.I also liked the E-myth and the 4 Hour Workweek. :)