The liquidity is determined by the offered yield, and strength of the paper in multiple metrics (Seasoning, down payment, borrower credit, equity, etc).

If you are doing work for credit, you could pay dad back in maybe 5 years.

I recommend looking at several banks and credit unions in your area and asking them what there rates are.

They do come up, but you have to be prepared for them.

besides money in your account, you can also use a line of credit such as heloc.A hml is not considered as cash.Since you're starting out, be very careful with auctions especially sheriff auctions.

I was approve for a streamline refinance that allowed me to lower my rate without checking my credit score.

Lack of money or credit.

I am in business school now at a semi target school where lots of alumni work in commercial real estate and finance at top firms so hoping I can network. The school is very entrepreneurial and I have access to venture...

Fast forward to today and I have just over 400 deals to my credit...  

My wife and I are aggressively upping credit score and savings to begin a REI "career".