Most turn key sellers these days advertise zero for all of these items.

That's equivalent to a store missing an item when ringing up your order or a waiter forgetting to ad an item onto the check.

How do they ignore these items, you ask?

My whole thing is I am rehabbing other units right now.This lady has lived there for awhile so I know carpet and other items will need to be replaced.I will have to see if she blinks first and pays the money.

Assume no major maintenance items, but allow for some minor items.

If you use it for flips (or any business), you keep any profits.Inside a traditional IRA, you would have to fund any deals strictly from the IRA and any profits go back into the IRA.

All of the items you cited matter.

It may not be much more than one of the items I listed above and doesn't necessarily make the place a toxic waste dump.

We've been purchasing properties via our cash & so much easier the traditional way!

Sounds like the estimate from them is based on closing on the 15th, so if another date is used then the numbers will fluctuate.The unknowns are unknown, otherwise the things would be known and itemized on the estimate.Now, if the lender will be escrowing taxes and insurance, then the determination of the disbursement schedule and resulting "low water" escrow balance (1/6 of annual total due to be paid into escrow) tends to move a bit when the settlement date moves.