If you're not able to get multifamily, I'd suggest a single-family home that has a mother-in-law suite or something that you could easily create a separate entrance. 

Saving over 1% changes my answer.Just separate out pre-paids to get to the true closing costs and select the least expensive.My opinion is to support local banks if I can. 

Roberto,Most people use their LLC’s to separate their government name from their business for tax reasons and liability.

The property has an office that is currently attached to the 2 bedroom 2 bathroom unit that can easily be "walled off" so I plan to separate it (drywall) as a stand alone office.  

Can I separate the bills for water and sewer so we both pay our own bills?

If you want to splurge and add a patio cover, that’s a nice touch, but it’s not cheap.Privacy: Make sure to create separation and privacy between the main home and ADU by constructing solid fencing in the appropriate location.

De facto this also includes the utility room, which is a separate room in the basement (the door does not lock). 

Hello,i live in OC and am looking into purchasing a property to househeck, specifically by building a small separate unit in the backyard.

The most basic numbers you should ever get too is with a rating system of A-D, for example have a cap-x % for "A" rated, a separate # for "B" rated and so on.

In addition to listing them as two listings separately, I would like to have another listing with 5 bedrooms in total to cater large groups.