Maybe 5% or so.Whereas if it is a pure investment would typically require 25% down with conventional financing.

@Tim Spjut,   I think your first investment as an owner occupied multi-family dwelling is pure genius!  

Pure and simple.

@Mike Sedlacek, it's great to hear someone has executed the plan I'm going to attempt, with great success nonetheless.Unfortunately, this first property is a SFR, but when I start looking for investment property #2 in 6-12 months it will be at least a duplex.Question:  Do you mean $100,000 in rents collected, or do you mean $100,000 a year in pure, after all expenses, passive income?

My recent client wanted pure cash flow, so we found him a double in Niagara Falls for $19k that's fully rented grossing $11k /yr!

Someone can say an areas has of job growth new development bla bla, and then a big factory closes or a military base shuts down, and the real estate market collapses, It's pure speculation.  

There used to be about 70 episodes of pure gold, but they took them down and rebranded, so now it's not as good as it used to be, but Tom Krol is a rock star and so is Cody.Feel free to PM me if you have any questions and best of luck to you.

If you're purely speculating on appreciation, there are better cities to gamble your money on.

I have a lot to offer anyone in the business just from my pure desire to succeed.

There are other options on the market that do make money, pure and simple, so if your goal is to invest then either offer a number that will turn a profit or find something else.