Review their applications and the screening process used to approve them as well. 

Then I discovered RHAwa.org which for $110 a year you get access to their attorney created lease agreements along with several addendums (bed bugs, crime free addenda, smoke free addenda, notices).

Feel free to ask any questions you have.

I did not see closing costs on your spreadsheet for either the initial purchase or the refi. 

If you are looking for a place where your portion of the mortgage + property tax is close to what you are currently paying for rent, you can look into multiplex over at SF, Daly City, Redwood City, and San Bruno.Feel free to reach out if you need any help :)

Finally, **transparency and trust** are vital; a lender who is upfront about all costs and willing to work through challenges builds long-term relationships with investors.

You don't have enough money for the deposit so how  do you plan to obtain the necessary funds to cover the closing costs? 

The best ones typically cost more than investors want to spend.  

Yes, I am. keep in mind I spent about 15k a month on marketing itself.Feel free to reach out with any questions! 

So, I try to balance the complexity and cost of having to manage too many LLCs (for example with each property having its own LLC) with the need to simplify the tax filing process.