When you retitle the deed Many people will tell you the “due on sale” clause may cause you problems with the loan being called-I think that risk is low.

If so do I need a “just cause”?

@Andrea Weule ok I lived there but never owned and was just wondering cause my daughter lives there and will be looking into buying there soon thanks for the info

In essence there is usually a fee associated with it and that fee is paid by the tenant if the tenant caused the issue.  

A tenant who can't come up with whatever the amount is may well cause issues down the road this helps them too-it is like money in the bank, and we have always been fair returning deposits.

Yes, it would cause hassle for the current tenant, but why is that a deal breaker for you?

Your rental has a far greater threat of your tenant causing a fire than a tornado causing damage.

Also as @Bjorn Ahlblad, mentioned most of the drainage happens along the length of the drain so the end being clogged isn't a likely cause of water in the basement.

It'll just cause confusion and anger.

(I’m 6 chapters into the IRC book and am studying other codes cause I can’t take hackjobs)