Basically it was a beg, borrow & steal situation.

Typically you can take out a "401k Loan" (borrowing money from, and paying interest to, your future retired self) for the lesser of $50k or 50% of what's in your 401k.

Lender C said I would not be able to close it with a fresh new LLC because that LLC wouldn’t have had any performance to show or tax returns to present during underwriting, and the way that most of her borrowers go is to close with their name first and within an hour of the closing, create the LLC with the help of an attorney and transfer title right away (not sure if this is even possible!).

She either needs to sell the CFD to you or foreclose on the borrower.

In the past, the county loan limit set the amount that you could borrow without requiring a down payment.

@Marco MorkousThe source is called hard work to find borrowers who do not want their house and you would take it subject to.Is the reason you can’t get a new loan because of your credit?

I use term sheets when dealing with new borrowers, and most other lenders in my neck of the woods use them as well. 

Conventional loan for investment propertiesIs there a sequence that I should follow so that it doesn’t hinder my ability to borrow for investment properties later?

You can borrow the cost of college during college and for 6 months after graduating for free.  

This is their protection against borrowers who default.